Actuarial and Strategic Data Insights
Standing U.S. commercial subscription to coordinated ISO actuarial circulars for up to 15 personal and commercial P&C lines. Licensed insurer customers receive aggregate industry analyses covering claim frequency and av…
Questions this answers
8 · best fit firstASDI’s current scheduled circulars directly provide statewide, regional, and multistate average paid or incurred claim-cost and severity results by supported line, coverage, geography, experience period, and, for applicable analyses, valuation date. Use only the basis stated in the licensed circular; public evidence does not establish a universal currency/scale, claim definition, gross/net treatment, or method version.
ASDI documents distributions of losses and line-specific paid or incurred losses, ALAE, and claim or occurrence counts by size-of-loss range, coverage or class, geography, policy limit, and layer. Preserve the licensed circular’s thresholds, censoring, currency, maturity, paid/incurred, ground-up/layer, gross/net, period, and method terms; the public schedule does not define them universally.
ASDI schedules paid and incurred loss and claim development analyses and development triangles by supported line, coverage, class or vehicle type, limit, geography, experience period, and valuation date. The licensed circular must supply the exact maturity interval, age-to-age/cumulative/ultimate interpretation, currency, and gross/net basis.
ASDI’s current product expressly tracks claim frequency to estimate future costs, while the schedule supplies repeated paid/incurred frequency observations and supporting statistical-trend material by supported coverage and geography with data-through and release periods. Treat it as historical frequency-trend evidence usable in prospective selection, not as a universally defined standalone forecast; retain the licensed denominator, annualization, direction, scale, target period, and method/version.
ASDI’s trend circulars directly supply repeated average paid or incurred claim-cost/severity observations by supported line, coverage, geography, and data period, and the current product describes trend analysis for estimating future costs. This supports historical severity movement and prospective selection context, but not a universally defined forecast scalar; retain currency, paid/incurred basis, gross/net treatment, annualization, direction, target period, and method/version from the licensed circular.
ASDI schedules catastrophe-separated and non-catastrophe premium/loss experience, cause-of-loss analyses, historical excess-wind and other excess-loss experience, and losses or occurrence counts by geography, coverage, peril/cause, and data period. Use it as aggregate insured-industry catastrophe experience, not a complete event catalogue or an economic-loss series, and preserve the circular’s catastrophe definition, loss basis, currency, period, and valuation terms.
ASDI directly supplies paid or incurred claim-frequency benchmarks for supported lines and coverages at statewide, regional, or multistate grains, with scheduled data-through periods and associated exposure information. The answer must retain the exact claim definition, denominator, unit, scale, valuation, and gross/net basis from the licensed circular because those terms are not universal in public documentation.
ASDI provides aggregate premium and paid/incurred loss experience by supported line, coverage, class, territory or state, and reporting period, and explicitly provides incurred loss-ratio outputs in Fast Track and other line analyses. Limit the answer to the premium and loss bases named in the licensed circular; public evidence does not universally establish earned rather than written premium, a standalone earned-loss amount, direct/net basis, currency, or ratio denominator.
Fields it delivers
30 fieldsFirst-party Verisk product material represents this offering as a U.S. insurance-market product. The code denotes its product footprint, not complete records for every U.S. subject.
The vendor offers this source to business buyers through sales, subscription, membership, order, or a customer-specific commercial agreement; the cited product materials do not document a sufficient free business tier. That agreement-based standing route is paid.
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