Data field · Geographic area

Excess loss factor

A factor derived from losses above a specified attachment or threshold for a defined cohort.

Who carries it ↓

1Data sources

1Providers

0Free to access

Sources that carry it

1 source

Verisk

Actuarial and Strategic Data Insights

Standing U.S. commercial subscription to coordinated ISO actuarial circulars for up to 15 personal and commercial P&C lines. Licensed insurer customers receive aggregate industry analyses covering claim frequency and average claim cost/severity, paid and incurred experience, claim and occurrence counts, exposures, loss development, limits, classes, coverages, territories, causes of loss, catastrophes, and expenses. The current schedule supplies line-specific release and data-period context and directs customers to full-circular PDF and Word/Excel downloads in ISOnet. Fast Track reports are ASDI circular components, not a separate Source. Outputs are aggregate benchmarks, not carrier-specific records; optional customized reports and consulting are excluded.

Paid Full file National US 30 fields

Questions it helps answer

Industry claim severity benchmarks Large-loss severity distribution Loss development patterns Claim frequency trend benchmarks Claim severity trend benchmarks Historical catastrophe loss patterns Industry claim frequency benchmarks Market premium and loss-ratio benchmarks

Need Excess loss factor at scale?

We compare every source that carries it on your own records — fill rate, freshness, definition — and bring the winner into production for you.