Industry claim frequency benchmarks

ISO DataCube reports claim and occurrence counts and frequency per applicable earned exposure or earned-risk denominator for selectable U.S. line, coverage/subline, class, state, experience year or quarter, and loss-type cohorts. Retain annual release/as-of, experience period, denominator, development, LAE, limit, and salvage/subrogation basis; no universal immutable observation-level release key or gross/net field is documented.

State of the Line reports lost-time claim count per million dollars of pure premium at first report and related developed annual frequency change, with coverage, NCCI-state geography, accident year, industry/class/carrier cohort, exposure-proxy definition, valuation/development basis, exclusions, and report edition.

ASDI directly supplies paid or incurred claim-frequency benchmarks for supported lines and coverages at statewide, regional, or multistate grains, with scheduled data-through periods and associated exposure information. The answer must retain the exact claim definition, denominator, unit, scale, valuation, and gross/net basis from the licensed circular because those terms are not universal in public documentation.