State of the Line
Annual public workers-compensation benchmark report series published by NCCI. The coordinated release family includes presentation and print PDFs, an HTML Guide, Insights, and At-a-Glance materials. The 2026 edition sup…
Questions this answers
5 · best fit firstState of the Line reports lost-time claim count per million dollars of pure premium at first report and related developed annual frequency change, with coverage, NCCI-state geography, accident year, industry/class/carrier cohort, exposure-proxy definition, valuation/development basis, exclusions, and report edition.
State of the Line publishes ultimate medical, indemnity, and combined medical-plus-indemnity loss per ultimate lost-time claim, plus first-report medical paid-plus-case severity, with accident year, NCCI-state geography, industry/class/carrier cohorts, valuation and development basis, large-deductible exclusion, displayed dollar scale, and report edition.
State of the Line publishes annual change in developed-to-ultimate lost-time claims per million dollars of wage- and pure-premium-adjusted premium and carrier-group accident-year frequency change, with accident years, cohort, valuation, NCCI-state scope, direction, percentage scale, and edition. This is historical/preliminary trend evidence and not a prospective frequency forecast.
The annual State of the Line Guide and report publish accident-year historical and preliminary-ultimate medical, indemnity, total lost-time, and wage-adjusted total claim-severity series, annual percentage changes, first-report cohort changes, NCCI-state scope, valuation dates, development basis, exclusions, displayed dollar scale, and edition. This supports historical claim-severity trend only; AY2025p is preliminary at the 2025-12-31 valuation and is not a prospective forecast.
State of the Line publishes P/C and workers-compensation net written premium, workers-compensation residual-market premium/share, net incurred-loss-to-net-earned-premium loss ratio, and combined-ratio measures by line, year, carrier population, and documented geography. The link is limited to the emitted premium and ratio measures and does not infer a standalone earned-loss dollar amount.
Fields it delivers
41 fieldsThe State of the Line report covers the U.S. property/casualty and workers-compensation market, with state-level workers-compensation detail where published.
NCCI publishes State of the Line as a directly accessible web report/guide with no purchase or member checkout required. That public report route is free; other NCCI subscription products are separate offerings.
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